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Free deadline calculator

FCA deadline calculator

Deadlines under the FCA Handbook and FSMA 2000, from making representations on a warning notice to referring a decision notice to the Upper Tribunal.

England & Wales ยท Deemed service, clear days and bank holidays applied ยท Methodology

Keep the England and Wales civil defaults and go straight to what happened, or change the jurisdiction and forum first.

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Cited to the rule

Deadlines this calculator covers

29 encoded deadlines, each cited to its rule.

Decision notice โ€” Upper Tribunal referralFSMA s.390(1)

28 days from Date of decision notice

Respondent (FCA) statement of case after referralUT Rules

28 days from Date of referral to the Upper Tribunal

Applicant reply to statement of caseUT Rules

28 days from Date statement of case received

Warning notice responseDEPP 2.3

14 days from Date of warning notice (minimum period)

Settlement Stage 1 (30% discount)DEPP 6.7

28 days from Date of Stage 1 letter

FOS complaint referralDISP 2.8.2R

180 days from Date of final response letter from the firm

FOS event limitation โ€” 6 years from eventDISP 2.8.2R

2190 days from Date of the event complained about

FOS event limitation โ€” 3 years from awarenessDISP 2.8.2R

1095 days from Date complainant became aware (or ought reasonably to have become aware) of cause for complaint

Business final response to complaint (standard)DISP 1.6

8 weeks from Date complaint received by the firm

Business final response to complaint (payment services)DISP 1.6

15 business days from Date complaint received by the firm

Part 4A permission application โ€” FCA determinationFSMA s.55U

6 months from Date application received by FCA

FCA contact after application receiptFCA internal service standard

10 business days from Date of receipt of application

SUP 15 notificationSUP 15

from Date firm becomes aware of the notifiable event

MiFID management body changes notificationSUP 15

10 business days from Date of change (or before the change where practicable)

Upper Tribunal referenceFSMA 2000 s.133(1)

28 days from Date of decision notice

Warning Notice representationsDEPP 2.2-3.2

14 days from Date of Warning Notice (minimum period)

Warning Notice extension requestDEPP 3.2

7 days from Date of Warning Notice

COCON breach notificationSUP 15.11

7 business days from Date of becoming aware of breach

Annual certificationSYSC 27.2

365 days from Previous certification

REP008 / nil returnSUP 15.11.6R

from 31 October annually

Complaints summary resolutionDISP 1.5.4R

3 business days from Date complaint received

Complaints final responseDISP 1.6.2R

8 weeks from Date complaint received

Payment services complaint (simple)DISP 1.6.2AR

15 business days from Date complaint received

Payment services complaint (complex)DISP 1.6.2AR

35 business days from Date complaint received

FOS referralDISP 2.8.2R

6 months from Date of final response letter

Transaction report (MiFIR)UK MiFIR Art.26

1 business day from Transaction date (T+1)

EMIR derivative reportUK EMIR Art.9

1 business day from Transaction date (T+1)

Financial promotions notificationSUP 6A

7 days from Date of promotion

NFM COCON notification (from 1 Sept 2026)COCON 1.1.7FR

7 business days from Date of becoming aware

Time limits at a glance

The headline periods below restate the encoded rules. Run the calculator above for the exact date, with deemed service, clear days and bank holidays applied.

Decision notice โ€” Upper Tribunal referral: what is the time limit?

28 days from Date of decision notice, under FSMA s.390(1). The calculator applies deemed service, clear days and bank holidays automatically and shows the rule behind the date.

Respondent (FCA) statement of case after referral: what is the time limit?

28 days from Date of referral to the Upper Tribunal, under UT Rules. The calculator applies deemed service, clear days and bank holidays automatically and shows the rule behind the date.

Applicant reply to statement of case: what is the time limit?

28 days from Date statement of case received, under UT Rules. The calculator applies deemed service, clear days and bank holidays automatically and shows the rule behind the date.

Warning notice response: what is the time limit?

14 days from Date of warning notice (minimum period), under DEPP 2.3. The calculator applies deemed service, clear days and bank holidays automatically and shows the rule behind the date.

Settlement Stage 1 (30% discount): what is the time limit?

28 days from Date of Stage 1 letter, under DEPP 6.7. The calculator applies deemed service, clear days and bank holidays automatically and shows the rule behind the date.